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Those living in the Midwest often experience harsh winters that can cause pipes to freeze and bust inside the walls. An insurance company will pay for a repairman to come to the house and fix the problem without thinking about the other factors of the case. A broken pipe can cause water damage to the walls, lead to mold developing on the carpets and cause additional damage. A home warranty policy can cover the cost of all repairs needed on the home. A basic home warranty covers a wide range of items, including types of built in appliances, the exhaust system and plumbing and electrical systems. A home warranty plan usually does not cover garage door openers, automatic garage door systems and air conditioners.

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Select said I could have my own vendor do the work, which I did. I applied for my $150 on 03/09/15 and sent back the requested paperwork. When I contacted Select today, they said they did not receive my signed release, so I emailed it to them to 2 different email addresses. I received an email stating my paperwork had been received and it would be 30 days. I responded with why I had to wait another 30 days and the response was they had not received my paperwork. Really?Having been a homeowner for 30 years, this is the worse experienced I have had with a warranty company.